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Outsourced Payroll

Keeping up with the ever-changing obligations of payroll is time consuming, but Cobble is here to help.

Accurate salary calculations and timely tax submissions are streamlined when outsourcing the management and processing of your payroll.

Choose our payroll services to save time with secure digital payslip distribution and compliance administration managed by the experts.

What is the National Minimum Wage and National Living Wage?

The National Minimum Wage sets the lowest legal pay for the majority of workers, ensuring a baseline for fair compensation. The National Living Wage, applicable to those aged 23 and over, is an increased baseline designed to align with the cost of living. Both aim to improve workers' economic wellbeing and promote a decent standard of living.


The current rates as of 1 April 2023 are:

23 and over £10.42

21 to 22 £10.18

18 to 20 £7.49

Under 18 £5.28

Apprentice* £5.28


*Apprentices are entitled to the apprentice rate if they’re either aged under 19, or aged 19 or over and in the first year of their apprenticeship.

What is pension auto-enrolment?

As part of the UK's pension auto-enrolment scheme, employers are required to automatically enrol eligible workers into a workplace pension - employees can opt out if they choose.


Both the employee and employer must contribute, with a minimum total contribution percentage. As of 2021, the total minimum contribution is 8% of qualifying earnings (including at least 3% from the employer).

Who does auto-enrolment apply to?

To be auto-enrolled in a UK workplace pension, workers must be aged between 22 and state pension age, and earning at least £10,000 per year. Auto-enrolment applies to full-time, part-time, temporary, and agency workers. However, workers have the choice to opt out if they wish.

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